As nice as it would be, mortgages are never a one-size-fits-all scenario. Everyone has different financial needs, coupled with differnet backgrounds that may make one type of loan right for one individual and not so right for another. Although I specialize in VA loans, I am also adept at handling FHA, conventional, USDA, Jumbos, and Reverse Mortgages. I can assure you that we will get you the right loan based on your specific needs and situation.
A VA loan is a special type of loan that is guaranteed by the United States Department of Veteran Affairs. VA loans are only available to United States veterans, service members, and non-remarried spouses. If you are curious if you qualify, please reach out or begin the application process by clicking the link below.
An FHA loan, or Federal Housing Administration loan is a loan type offered through the Federal Housing Administration. FHA loans are often a good option for those individuals with lower incomes, less than perfect credit scores, or even first-time home buyers.
A conventional mortgage is a type of home loan that is not insured by the federal goverment, but rather a private entity. Conventional loans may require a higher down payment, but may also carry a lower interest rate over the life of the loan.
A USDA loan is a zero down loan that is offered to low or moderate income families and individuals that often reside in rural areas.